Playing 7 Division Rivals matches a week, clearing weekly SBCs and trading on the transfer market are the fastest ways to farm coins in FIFA 22 Ultimate Team.
- In FIFA 22 Ultimate Team, reaching 7 wins a week in Division Rivals unlocks the division's highest reward, and 2000 ranking points qualifies you for FUT Champions.
- FUT Champions rewards are based on your record across 20 matches, with wins worth 4 points and losses 1 point, ranging up to 100K coin packs.
- The Mixed Nationalities SBC in FIFA 22 needs about 30K coins worth of players across 4 squads but returns packs worth over 150K.
A new edition releases every year, and in FIFA 22 Ultimate Team, where players try to build the team of their dreams, the most-asked questions haven't changed this year either. How do you farm coins in Ultimate Team? What's the fastest coin farming method? Which players should we buy with the coins we farm? In this article, we'll go over the easiest and most effective coin farming methods.
Earning Coins by Playing Matches in Division Rivals
It might sound quite basic, but the most fundamental way for a FIFA player to improve their squad is to play matches. You earn around 500 coins per match, but that's not what we're aiming for. The rewards handed out at 11 AM on Thursday for Division Rivals, and the ones given right after you finish the week for FUT Champions, will be the main source of coins for improving your team. Under this year's system, if you reach 7 wins per week in Division Rivals, you qualify for the highest reward of your current division. Even though the chance of Pele, Ronaldo, Cruyff, Mbappe or Messi dropping from that extra pack is low, the coins you earn will increase as the quality of the packs increases. So getting 7 wins a week in Division Rivals whenever you find the time is one of the most basic requirements for your team.
Earning Coins by Playing Matches in FUT Champions
Winning matches in Division Rivals doesn't just get you Rivals' weekly rewards. If you also reach 2000 ranking points, you earn a spot in the qualifiers for FUT Champions, FIFA 22 Ultimate Team's most beloved mode that gives out the most packs and coins. If you go 5-4 in the 9 qualifier matches (4 points for a win, 1 for a loss), that is, reach 24 points, you'll qualify to take part in that week's FUT Champions. In FUT Champions, you get various rewards based on where you finish after 20 matches. With wins again worth 4 points and losses 1 point, FUT Champions has plenty of rewards waiting for you, from Team of the Week players all the way up to 100K packs. If you sell the players you pull from these rewards, you can earn a very large amount of coins. And unlike previous years, you don't have to wait until Thursday morning — as soon as you finish your FUT Champions matches, your rewards are in your account!

Earning Packs and Coins Through SBCs
SBCs, or Squad Building Challenges, are the easiest and fastest way to farm coins for someone who's started FUT 22 and has already earned some coins from matches. By completing SBCs, you can earn a fairly valuable amount of players and coins. This link has a solution for every SBC. For example, completing the Mixed Nationalities SBC along with its 4 sub-squads requires around 30K coins worth of players. The total value of the packs it gives is over 150K. No matter how unlucky you are, spending about 20 minutes on SBCs will earn you a solid profit. You don't need your PS, PC or Xbox turned on to do this either. You can download the FIFA 22 Companion app on your phone and complete SBCs right from there.
Trading at the Right Times on the Transfer Market
Now let's move on to trading, a somewhat harder tactic than the other three. In this system, we buy players cheap and sell them high. There are various ways to do this, but the logic is very simple. Player prices on the transfer market can change within weeks, days or even hours. Especially on Sunday night when FUT Champions ends, and on Friday evening when new promos drop, a lot of people want to get rid of players from their squad, making it a good time to buy players cheaply on the market. The best times to sell high are Thursday evenings, when people want to build their squads for FUT Champions. There's a good chance you can sell 'meta' players used in squads, which you bought on Sunday, above that price on Thursday. Still, it's worth tracking the market on futbin.com and checking the prices of the players you buy. It can also be a good option to buy SBC fodder — players with a high overall rating who can be used in rating-based SBCs but aren't very popular in-game (like a 90-rated Harry Kane or a 92-rated Robert Lewandowski) — and sell them when a good SBC comes along. This is a slightly riskier investment method, but one that can earn you more coins.

In today's article, we've compiled the fastest and most effective coin farming tactics for FIFA 22. These are methods you can follow to reach your dream squad without buying FIFA Points, and they're quite effective. See you in our next article, take care!
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